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Saturday, September 23, 2017

Flood Readiness

By Sarah Anderson

Whether you live in or out of a Special Flood Hazard Area (SFHA), your property is at risk of flooding as floods may occur anywhere, due to various causes and sometimes with no warning.

The Special Flood Hazard Area, as designated by the Federal Emergency Management Agency (FEMA), represents the 100-year regulatory floodplain. This means that in any given year, your property has a 1 to 100 chance of being flooded.

It is always recommended to prepare and be ready for a flooding emergency before it happens. If you are not sure whether you live in a Special Flood Hazard Area, contact local authorities or find out your relative flood risk online.

Flood Insurance

One of the best protections is to carry flood insurance. Although flood insurance cannot help during a flood, it can help you recover financially and restore your home to its pre-loss condition without paying for restoration costs from your own pocket.

Flood Preparedness

Disaster readiness is important as it can help you to better deal with a disaster as it strikes. The best preparedness is achieved by early planning. To get your family ready for a flood prepare a written emergency plan now.

Protective Measures

Protective measures should be taken before a flood to reduce hazards as a disaster strikes. Here are a few steps you can take to reduce danger once a flood is suspected:

  1. Build barriers such as levees, beams, and floodwalls to stop floodwater from entering your home. Barriers are extremely important to protect the lower levels of the building, mainly basements.
  2. If you are planning any construction project, avoid building in a floodplain. If you must construct in floodplain, be sure to elevate and reinforce your home and foundations.
  3. Elevate the furnace, water heater, and electric panel to a level higher than the water reach.
  4. Install check valves in sewer traps to prevent flood water and sewage from backing up into the drains of your home when flooded.
  5. Check insulation and seal external walls with waterproofing compounds.

Recommended Reading
The Causes of Floods
Flood Insurance 101: An Introduction

Learn More about Flood Preparation Tips in this Video:

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